Heat pump vs gas boiler — the numbers, and every grant that changes them

HeatPumpSwitch › Methodology

Methodology: exactly how every figure on this site is produced

Nothing here is a quote and nothing here is a promise. This page states every assumption we use, so that any saving figure you see elsewhere on the site can be checked against it — which is what the CAP Code and the Green Claims Code require of anyone making a saving claim.

Energy prices we use

Ofgem energy price cap, 1 July – 30 September 2026 (direct debit, average). Oil/LPG/coal are editable estimates, not primary-sourced.
https://www.ofgem.gov.uk/news/changes-energy-price-cap-between-1-july-and-30-september-2026

KeyValuePrimary-sourced
electricity_per_kwh£0.2611✓
electricity_heatpump_tariff_per_kwh£0.2611—
gas_per_kwh£0.0733✓
oil_per_litre£0.62—
lpg_per_litre£0.78—
coal_per_kg£0.55—

Rows marked “—” are editable editorial estimates, not primary-sourced figures. Oil, LPG and solid-fuel prices are not published as a regulated cap anywhere, so they are maintained by hand and flagged as such.

Existing-system efficiencies

gas condensing90 %
gas non condensing75 %
oil85 %
lpg85 %
electric direct100 %
coal60 %

SCOP assumptions

Realistic in-use SCOP by emitter/flow-temperature scenario. Catalogue SCOP at 35C is typically 4.2-5.0; field studies land lower. Sources: field-trial literature; treat as editorial assumption and state it wherever a saving is shown.

underfloor 353.9
oversized radiators 453.4
existing radiators 503.0
existing radiators 552.8
small radiators 602.5
catalogue claim 354.2

The calculation, step by step

  1. Metered fuel × calorific value = fuel energy in kWh (gas m³ × 10.55 kWh/m³).
  2. Fuel energy × seasonal efficiency of the existing boiler = delivered heat. This is the only quantity that is comparable between systems.
  3. Delivered heat ÷ SCOP = heat pump electricity.
  4. Electricity × unit rate + standing charge = heat pump annual cost.
  5. Fuel energy × unit rate + standing charge = current annual cost.
  6. (Capital cost − grant) ÷ annual saving = simple payback, with no discount rate, no fuel-price inflation and no maintenance difference.

What this cannot tell you

Compliance

Every saving figure on this site is shown next to the energy price, SCOP, house type and year it assumes. That is a requirement of the CAP Code and the Competition and Markets Authority's Green Claims Code, and it is also the only honest way to publish a number like this. We never claim a fixed pound saving without those conditions attached, and we are not MCS certified or accredited.