Heat pump vs gas boiler — the numbers, and every grant that changes them

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Heat pump sizing from your heat loss

Oversizing is the most common and most expensive mistake in a heat pump install: it costs more upfront and cycles badly at part load. This gives you a defensible starting number to check a quote against — it is not a substitute for a room-by-room heat-loss calculation.

Specific heat loss by fabric condition

Fabric conditionW/m²
Solid wall, single glazing, no loft insulation100–130
Cavity wall unfilled, double glazing, some loft insulation70–100
Filled cavity, double glazing, 250 mm loft insulation45–70
Post-2010 build, or a deep retrofit25–45
Passivhaus or near it15–25

A quote 30 % above this figure is not automatically wrong — but the installer should be able to explain why, from a room-by-room calculation. “We always fit a 12 kW” is not an explanation.

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Get quotes for your property

Compare at least three installers. Ask each one for the heat-loss calculation and the design flow temperature in writing — that number decides your running cost more than the brand on the box.

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